• Tatiana Galeas

The REAL FACTS about Flooding and Water Damages

Flooding inside home


  • Most people think they’re covered for flooding with their homeowners or renters insurance policy. But they’re not!

  • You must buy a separate flood insurance policy to be covered.

  • If you’re in a floodplain, and you have a mortgage, you likely do have the insurance because mortgage companies require it.

  • The National Flood Insurance Program (NFIP) which has flood insurance available for property owners. To reduce flood insurance premiums and promote flood awareness.

**Here are some tips on how to tackle a flooding in your home.**

If a flood has occurred in you home OR if you believe water will begin to accumulate in your home, Call in expert in flood restoration to shut off power at the main electrical panel in your home, if the area around the box is already flooded, the expert should leave it alone.

If your property does suffer water damage, contact professionals here at Karma Home Designs to handle cleanup and restoration.

Before the Flood:

  • Know your properties flood zone risk and evaluate your flood risk with this reference guide from IBHS.

  • Karma Home Designs can have your furnace, water heater and other permanent equipment elevated above the expected flood levels of your area.

  • Karma Home Designs Inspect sump pumps and drains regularly to ensure proper operation.

  • If you own a generator, Karma Home Designs, a licensed electrician, provide a transfer switch to your sump pump so you can operate it in the event of flooding.

  • To help prevent sewage backup, Karma Home Designs, a licensed plumber install an interior or exterior backflow prevention valve.

  • Collect emergency building materials if you live in a frequently flooded area. These may include plywood, plastic sheeting, lumber, nails, shovels and sandbags.

  • Plan and practice an evacuation route. Designate a place for family members to meet in the event they become separated.

  • Review with all family members how to shut off utilities in an emergency.

  • Plan a survival kit with important documents, including insurance documents, medications and critical items in the event you need to leave your home.

During the Flood:

  • Listen to a battery-operated radio or television for the latest storm information. If advised to evacuate, shut off all utilities and evacuate immediately.

  • Move to high ground, avoid rising waters and do not walk or drive through any floodwaters.

  • Stay away from downed power lines and electrical wires.

After the Flood:

  • Make sure your city’s water supply is safe to drink. If not, drink only boiled water.

  • Be watchful of snakes that may have found their way into your home.

  • Throw away all food that has come in contact with floodwaters.

  • Once allowed back into your home, inspect it for damage. If your property has been damaged, promptly report the loss.

  • Karma Home Designs can help with water damage and flood restoration

  • If you have flood insurance, Karma Home Designs works WITH your insurance company as soon as possible.

  • Karma Home Designs can help you repair and replace Structural Damage due to water damage with your Insurance Policy.

  • Karma Home Designs has licensed and certified contractor that is skilled in removing mold, as it can build up after 24-48 hours after a flood especially properly dry or remove soaked carpets, padding and upholstery.

  • Karma Home Designs can help with restoring your Heat and Cooling system

  • Do not energize electrical or electronic equipment that may have suffered water damage Karma Home Designs has qualified electrician that are able to inspect and/or test it.

Call us for a free estimate !!! 202 - 642- 4663

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